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The following are the terms and conditions for use of service, which can be found at (the "Service" or "Site"). If you believe that any content on the Site violates any of these Terms, please e-mail immediately. In addition, if you have any comments or feedback about another Customer, an Expert, an administrator or a moderator you should inform us privately via our private messenger tool or via direct e-mail to! reserves the right to refuse service to anyone at any time without notice for any reason.

By using our Site in any way, you are agreeing to comply with and be bound by the following Terms and any related "Agreements" (which include, without limitation, our Legal Disclaimer, if applicable to you, and all rules or policies posted on the Site). Please review the following Terms carefully. If you do not agree with the Terms or any of the related Agreements in their entirety, do not use the Service. Those providing answers on the Site are also subject to and required to accept the terms of the Expert Agreement.

You must be at least 18 years old to use this Service. Your acceptance of these Terms is signified by checking the "I Agree" box and then completing the on-line registration process. By doing so, you agree to be bound by all of the terms and conditions contained in these Terms, including acknowledgement that you are over the age of 18. You have the right to have a record of these Terms and any related Agreement you enter into with! made available on paper form upon request for no additional fee. Simply e-mail .! reserves the right to change, revise or modify the Terms (including fees) or any of the related Agreements at any time by posting the amended terms on the Site. All amended terms shall automatically be effective upon posting. Your continued use of the Service will signify your acceptance of the revised Terms or related Agreement, as the case may be. If you do not accept the revised terms, your sole and exclusive remedy is to discontinue using the Service. The latest Terms and related Agreements will be posted on the Site, and you should always review them prior to using the Site.! reserves the right, in its sole discretion, to modify or discontinue the Services, for any reason, without notice. As a "user", you represent that you are authorized to create and access an account. Through the user process, you will establish a user name and password for access to your online account. You are responsible for maintaining the confidentiality of your user name, account data and password.

You agree to comply with all billing procedures, including providing and maintaining accurate and lawful billing information for active! accounts. You agree that you are solely responsible for all acts or omissions that occur under your account or password, including the content of your account as used throughout the Service. You will immediately notify! of any unauthorized use of your password or account.

Any content provided by you on the site (including any questions asked or answered) and your use of our Service shall not:
(a) be fraudulent, inaccurate or misleading;
(b) infringe any third party's proprietary rights or rights of publicity or privacy
(c) be illegal or violate any federal, state or local law, statute, ordinance or regulation;
(d) be competitive with!
(e) be defamatory, trade libelous, unlawfully threatening or unlawfully harassing;
(f) be obscene or contain child pornography
(g) contain any viruses, Trojan horses, or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information;
(h) create liability for us or cause us to lose (in whole or in part) the services of our ISPs or other suppliers; and
(i) link directly or indirectly to or include descriptions of goods or services that are prohibited under this Agreement; or you do not have a right to link to or include. You may not consummate any transaction that was initiated using our Service that, by paying to us a fee, could cause us to violate any applicable law, statute, ordinance or regulation. Furthermore, you may not resell or make any commercial use of our system without our prior consent.

Without limiting any other remedies,! may suspend or terminate your account if we suspect, in our sole judgment, that you (by conviction, settlement, insurance or escrow investigation, or otherwise) have engaged in fraudulent activity in connection with the Site or have engaged in activities in violation of these Terms or any related Agreements with!

You set the price that you are willing to pay for a helpful answer. To honor the time Experts spend helping you, you are required to accept an answer (and pay the amount you offered). A deposit is required before you may view the answer to a question you have posted. Advance payments made by adding funds or payment made towards new questions is non refundable and can be adjusted ONLY by posting new questions.

We do not control the information provided by users that is made available through our system. You may find other user's information to be offensive, harmful, inaccurate, or deceptive. Please use caution and common sense when using the Site. Please note that there are also risks of dealing with underage persons or people acting under false pretense. Additionally, there may also be risks dealing with international trade and foreign nationals. By using this Site, you agree to accept such risks and! is not responsible for the acts or omissions of users on the Site.

In no event shall we, our parents, subsidiaries, officers, directors, employees or our suppliers be liable for any indirect, special, incidental or consequential damages (including lost profits or loss of business) arising out of or in connection with our site, our services or this agreement based on any theory, even if advised of the possibility of such damages. The negation of damages set forth above are fundamental elements of the basis of the bargain between us and you. This site and the information would not be provided without such limitations.

You agree to indemnify, defend and hold!, any and all parent, subsidiary, or affiliate organizations, officers, agents and employees, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party that are in any way due to or arising out of your use of or conduct on the Service.! shall provide you reasonable notice of such claim.

We reserve the right to terminate your service at any time without cause or notice. In addition, we reserve the right to suspend your account indefinitely if we suspect any fraudulent or inappropriate activity is being conducted through the use of the Site (such as, for example, unauthorized use of a credit card) and such suspension will remain in effect until we are satisfied in our sole judgment that such activity is not occurring. may endeavor to offer to its users products and services offered by! entities. Placement of information, logos, links or names of such entities on the site does not constitute an endorsement or warranty of these entities, their products or services. Users take full responsibility for a decision to visit or patronize any such entity and hold harmless from any liability arising from such actions. You further acknowledge that no relationship (such as partnership, agent, joint venturer, or employee) is created between you and! or between any user (including Customers and Experts) and! by formation of this Agreement (or any of the Related Agreements) or by your participation on the site.

It is the responsibility of the user to evaluate the accuracy, completeness or usefulness of any opinion, advise or other content available through the site from third parties or obtained from a linked site. Please seek the advice of the professionals, as appropriate, regarding the evaluation of any specific opinion, advice, product, service or other content. The material and content provided by and its providers are not intended to and do not constitute professional advise. Registration and enrolment for the service and acceptance of the new account does not create a professional client relationship and are not the subject of privilege and confidentiality standards associated therewith.

You acknowledge and agree that owns the rights to its website and all content displayed on the Site. You acknowledge that all content, including but not limited to text, software, music, sound, photographs, video, graphics or other material contained in listings, sponsor advertisements or email-distributed, commercially produced information presented to you by the Service, by, users, or Advertisers or other content providers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way content available through the Service, including code and software for commercial purposes. For permission to use third party materials appearing on the Site, please contact the copyright owner. You do not acquire ownership rights to any content, document or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials.

You agree that any content or information provided on the Site, whether as a question or answer, will not be considered confidential and may be used by In addition, you agree that any materials or ideas submitted on the Site or to the Site administrator or any employee, officer or agent of, will not be considered confidential and may be used by!, in its sole discretion, without any obligation to compensate for its use of the ideas and without any obligation to return any submitted materials.

These Terms and the related Agreements constitute the complete and exclusive statement of the Agreement between you and us. It supersedes any and all prior or contemporaneous agreement, oral or written, and any other communications, representations, warranties and understanding relating to the subject matter of this Agreement. If there is a conflict between an oral representation of any employee or agent and the terms of this Agreement, the terms of this Agreement will prevail. To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, the terms of this Agreement will prevail.

If any provision(s) of these Terms is held by a court of competent jurisdiction to be contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. You and agree that any cause of action arising out of or related to this Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred. You may not assign this Agreement to any other party.! shall not be deemed to have waived any of our rights or remedies unless such waiver is in writing and signed by us. No delay or omission on the part of in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies on future occasions. The section titles in these Terms are solely used for the convenience of the parties and have no legal or contractual significance.

This Agreement shall be governed by, and construed in accordance with the laws of India, without regard to its conflicts of law provisions. Each party using our website or services agrees to the exclusive jurisdiction of the courts in New Delhi (India), and agrees that venue for any action resulting from this Agreement or the use of our Services shall be in New Delhi, India and waives any and all jurisdictional, venue or inconvenient forum objections.

Last Updated: May 16,2010